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Apple Introduces In-House BNPL Solution: Apple Pay Later

The buy now pay later (BNPL) market has been rapidly growing in recent years, with more and more consumers opting for this payment method to spread out the cost of their purchases. To expand its payment options, Apple has announced the implementation of its own BNPL solution, named Apple Pay Later. The service allows customers to purchase in four installments, the most commonly used payment option in the BNPL market.

Currently, Apple Pay Later is only available to customers who have applied and been invited to the pre-release access program. Additionally, the service is limited to U.S. citizens or lawful residents of the United States who are 18 years or older and have a physical address in the US.

The introduction of Apple Pay Later provides customers with greater flexibility regarding payment options and a seamless experience when using their Apple devices for purchases.

To use Apple Pay Later, customers select the payment option during checkout and provide some basic information for approval. Apple will use this information to determine eligibility for the service, with a decision typically made within seconds.

Apple Pay Later will also be integrated with the Wallet app, allowing users to manage their payments and view their payment history.

While Apple Pay Later is currently only available to a limited number of customers, it is expected to be rolled out to a broader audience in the coming months. With its own BNPL solution, Apple is poised to become a significant player in the rapidly growing market for alternative payment options.

You can learn more about Apple Pay Later here:


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